Permanent and current address differ: prepare a clear loan enquiry
Many borrowers live away from their permanent address. Record both accurately and ask which address evidence the lender needs instead of forcing the same address into every field for convenience.
Explain the difference consistently
Use the current address for where you actually live and the permanent address according to the information requested. Keep spelling, locality, PIN code and contact details consistent across the enquiry. If the lender requests proof, ask which documents and dates it accepts for each purpose. Do not mark addresses as identical unless they are. A clear difference is easier to explain than an unexplained mismatch.
A worked situation
A borrower working in Chennai may have a permanent family address in another state. Entering the Chennai address in both fields simply to save time can create inconsistency with supporting records. The same-address checkbox should copy information only when it is genuinely the same.
Your next-step checklist
- Check city, state and PIN together
- Use the same-address option accurately
- Ask which proof is accepted for each address
Will different addresses automatically reject an enquiry?
Not universally. The relevant issue is accurate information and the lender's document and verification requirements. Explain the actual situation and provide the requested evidence through an official secure channel.
Official references and further reading
These links help you check current information. A provider-specific page describes that provider’s process; it is not a universal eligibility rule or a claim of partnership.
General educational information, not a personalised credit recommendation. Examples use assumed inputs. Rates, charges, eligibility and documents vary; confirm your own lender’s current written terms.